One of the core inputs required in the financial planning process is the assumption of what the future return of a given portfolio will be. Obviously higher returns are preferable because they translate into greater spending power and/or reaching your goals sooner. Yet higher returns come with a caveat; higher risk. There is a very strong correlation between risk and return.
Did you know that the Bible has GPS built into it?
I call it God's planning system. You might be asking what exactly is God's planning system? Jeremiah 29:11 says: